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Mid-Year Enrollment Changes

The enrollment options you elect during annual enrollment will remain in effect for the entire plan year. You must wait until the next annual enrollment period to make changes UNLESS you experience an IRC Section 125 change-in-status event as noted in the Section 125 Change of Status & Allowable Mid-Year Enrollment Changes, such as:

  • A legal marital status change including marriage, death of spouse, divorce or annulment
  • Commencement or dissolution of domestic partnership
  • A change in the number of dependents, including birth, death, adoption or placement for adoption
  • A change in employment status for you, your spouse, your domestic partner or your dependent, such as termination or commencement of employment, a strike or lockout, or commencement of or return from an unpaid leave of absence
  • Your dependent satisfies or ceases to satisfy eligibility requirements due to age or any similar circumstance
  • A residence change affecting eligibility for you, your spouse, your domestic partner or your dependent
  • You or your dependent becomes entitled to Medicare or Medicaid (eligibility or loss of eligibility)
  • Significant changes in group benefit plan costs or coverage terms including the addition or elimination of a benefit plan
  • Commencement of or return from a leave of absence
  • Judgment, decree or order resulting from a divorce, annulment or change in legal custody (including a qualified medical child support order as defined in Section 609 of the Employee Retirement Income Security Act of 1974) that requires medical or dental coverage for an employee's child or for a foster child who is a dependent of the employee

Requesting a Mid-Year Change

Mid-year benefit plan changes must:

  1. Requested change must be consistent with the qualifying mid-year event;
  2. Meet the guidelines of County contracts/agreements, plan documents, and IRC Section 125; and
  3. Be received by the HR Benefits Unit within 31 days of the qualifying mid-year event

To view a summary of the most common qualifying mid-year Change-in-Status events, please refer to the Section 125 Change of Status & Allowable Mid-Year Enrollment Changes.