California Mortgage Relief Program
The California Mortgage Relief Program, which launched on December 27, 2021, is providing one-time payments to qualified homeowners who have fallen behind on their housing payments. Using $1 billion in federal funds, the program is helping homeowners who had a financial hardship during the COVID-19 pandemic by covering missed mortgage and property tax payments. Assistance provided through this program is not a loan and does not need to be paid back.
As of June 2022, the program is covering unpaid property taxes for eligible homeowners. Assistance with past-due property taxes will extend to mortgage-free homeowners and those whose mortgage payments are current. Eligible homeowners could receive up to $20,000 to cover past due property tax payments.
Funded through the American Rescue Plan Act of 2021’s Homeowner Assistance Fund, the California Mortgage Relief Program is run by the CalHFA Homeowner Relief Corporation in collaboration with the state's Housing is Key initiative.