SCEIP Financing

The Sonoma County Energy Independence Program (SCEIP) offers property improvement financing for residential and commercial properties located in Sonoma County.  With no money down and an easy qualification process, we offer a simple way to finance energy efficiency, solar and battery storage, electric vehicle charging stations, water conservation, seismic strengthening, and wildfire safety improvements. 

About SCEIP Financing

 The Sonoma County Board of Supervisors authorized the creation of the Sonoma County Energy Independence Program (SCEIP) in March 2009.  As a county-administered, public service program, it provides PACE (Property Assessed Clean Energy) financing services and related resources community-wide, without profit.   The program has provided over 110 million dollars in financing to Sonoma County property owners to date.

In 2019-20, the program expanded to include seismic strengthening and wildfire safety improvements. This provides a universal, countywide financing option to achieve local energy independence and community resiliency.  These objectives are achieved through the comprehensive education, consultation, and resource provisions delivered through the Energy and Sustainability Division.  The SCEIP financing product is a key element in service delivery to meet County climate and resiliency goals through building upgrades to be more durable, healthy, resilient, and efficient.      

Program Highlights:

• Finance up to 10% of your property value
• Over 100 eligible improvements including solar and storage, HVAC, windows, Class A Roofing, siding, and many more
• No credit check or income qualification required
• Repayment is structured through your property tax bill over 10 or 20 years
• Financed amount is an assessment not personal debt and will not affect your debt-to-income ratio
• No pre-payment penalties
• Fixed “simple” interest rate

Eligibility:

• Must be legal owner of the property – all property owners must sign
• Property taxes and mortgage payment must be current
• Property owner has no defaulted property taxes within last 3 years
• Bankruptcy must be discharged for greater than one year
• Existing liens plus requested financing cannot exceed 95% of the market value

Applying has never been easier!  To learn more or to start your application online visit Sonomacountyenergy.org/financing

Or contact our office at (707) 565-6470 or email to energy@sonoma-county.org.  Our office is open Monday through Friday, 8am-5pm.